function mmLoadMenus() {
  if (window.menu1) return;
  window.menu1 = new Menu("root",130,0,"Verdana, Arial, Helvetica, sans-serif",11,"#000000","#FFFFFF","#FAEE3D","#00A94F","left","middle",3,0,100,-5,7,true,true,true,0,false,false);
  menu1.addMenuItem("- home","location='index.php'");
  menu1.addMenuItem("- about us","location='about_us.php'");
  menu1.addMenuItem("- service","location='service.php'");
  menu1.addMenuItem("- technology","location='technology.php'");
  menu1.addMenuItem("- testimonials","location='testimonials.php'");
  menu1.hideOnMouseOut=true;
  menu1.menuBorder=1;
  menu1.menuLiteBgColor='#000000';
  menu1.menuBorderBgColor='#FFFFFF';
  menu1.bgColor='#000000';

  window.menu2 = new Menu("root",130,0,"Verdana, Arial, Helvetica, sans-serif",11,"#000000","#FFFFFF","#FAEE3D","#00A94F","left","middle",3,0,100,-5,7,true,true,true,0,false,false);
  menu2.addMenuItem("- lender panel","window.open('http://www.nmb.com.au/nmb/brokerweb/lenderpanel.html','lenderpanel','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");
  menu2.addMenuItem("- interest rate","window.open('http://www.nmb.com.au/nmb/brokerweb/interestrates.html','interestrate','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");
  menu2.addMenuItem("- links","location='links.php'");
  menu2.hideOnMouseOut=true;
  menu2.menuBorder=1;
  menu2.menuLiteBgColor='#000000';
  menu2.menuBorderBgColor='#FFFFFF';
  menu2.bgColor='#000000';
  
  window.menu3 = new Menu("root",150,0,"Verdana, Arial, Helvetica, sans-serif",11,"#000000","#FFFFFF","#FAEE3D","#00A94F","left","middle",3,0,100,-5,7,true,true,true,0,false,false);
  menu3.addMenuItem("- home & investment","location='home_loans.php'");
  menu3.addMenuItem("- leasing","location='leasing.php'");
  menu3.addMenuItem("- personal","location='personal.php'");
  menu3.addMenuItem("- commercial","location='commercial_loans.php'");
  menu3.addMenuItem("- deposit bonds","location='deposit_bonds.php'");
  menu3.hideOnMouseOut=true;
  menu3.menuBorder=1;
  menu3.menuLiteBgColor='#000000';
  menu3.menuBorderBgColor='#FFFFFF';
  menu3.bgColor='#000000';

  window.menu4 = new Menu("root",160,0,"Verdana, Arial, Helvetica, sans-serif",11,"#000000","#FFFFFF","#FAEE3D","#00A94F","left","middle",3,0,100,-5,7,true,true,true,0,false,false);
  menu4.addMenuItem("- calculators","location='calculators.php'");
  menu4.addMenuItem("- comparison rates","window.open('http://www.nmb.com.au/nmb/brokerweb/calculators/comparison.asp','calculator','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");
  menu4.addMenuItem("- borrowing power","window.open('http://www.nmb.com.au/nmb/brokerweb/calculators/borrow.asp','calculator','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");
  menu4.addMenuItem("- repayment","window.open('http://www.nmb.com.au/nmb/brokerweb/calculators/repayment.asp','calculator','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");  
  menu4.addMenuItem("- stamp duty & fees","window.open('http://www.nmb.com.au/nmb/brokerweb/calculators/stampduty.asp','calculator','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");
  menu4.addMenuItem("- savings","window.open('http://www.nmb.com.au/nmb/brokerweb/calculators/savings.asp','calculator','toolbar=no,location=no,status=no,menubar=no,scrollbars=yes,resizable=yes,width=750,height=500')");
  menu4.hideOnMouseOut=true;
  menu4.menuBorder=1;
  menu4.menuLiteBgColor='#000000';
  menu4.menuBorderBgColor='#FFFFFF';
  menu4.bgColor='#000000';

  menu4.writeMenus();
} // mmLoadMenus()