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How can I pay off my home loan sooner?

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There are a number of great strategies for reducing your home loan balance and saving thousands of dollars in interest repayments. It is never too late to start any of the following ideas that could have you owning your home sooner. Firstly have you considered switching your repayments from monthly to weekly or even fortnightly? This will result in you making additional repayments over the term and will reduce your mortgage as would if you made any additional repayments or lump sum contributions to your mortgage at any time. You could also look at having a loan with an offset feature or look at budgeting to cut expenses allowing further savings to pay off the mortgage.

Finding a loan with minimal fees is possible. Take advantage of the competition between lenders and shop around. Look for special deals offering cheaper loans, no application fees or no on-going fees and using somebody like myself allows me to do all of that hard work for you. Make extra repayments whenever you can, even if it's just a few hundred dollars will also make a substantial difference over time.


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