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Can I make extra repayments if I choose?

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You may be fortunate enough to have times where you have extra funds to put into your home loan, or simply wish to make an extra repayment. This will depend upon the type of home loan you as to your ability to make extra repayments without penalty.  If you have a fixed rate you may not be able to make the payment however if you have a variable rate then extra repayments are usually allowed. Each lender has its own set of policies in relation to additional repayments and I would advise to either check your terms and conditions on the loan or alternatively contact your lender or mortgage broker to check what options are available.

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